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自己备查：LDW: Loss Damage Waiver
hertz还有两种有限额的险种，分别是：（PDW & LLDW）
Hertz Loss Damage Waiver (LDW)
When you purchase Hertz' LDW, which is not insurance, you will not be held responsible for damage to the Hertz car in the event that any damage should occur, provided the loss or damage was not the result of any prohibited use of the car. Hertz Partial Damage Waiver (PDW)
Partial Damage Waiver (PDW) is offered at select locations. When you purchase PDW, which is not insurance, you will not be held responsible for loss or damage to the car in an amount equal to the applicable deductible on your personal automobile insurance, up to a maximum waiver of $1,000, provided the loss or damage was not a result of any prohibited use of the car. Hertz Limited Loss Damage Waiver (LLDW)
Limited Loss Damage Waiver (LLDW) is offered at select locations. When you purchase LLDW, which is not insurance, you will not be held responsible for loss or damage to the Hertz car up to a maximum waiver of $1,000, provided the loss or damage was not a result of any prohibited use of the car. You will be responsible for all damages in excess of $1,000.
如果促销方案里面只是PDW或LLDW，就要考虑下了。
1.信用卡只保自己开的车子的保险。但是理赔比较麻烦，且国内信用卡似乎不支持。如果你有美国的amex卡的话，可以用amex卡保车险，可以保20多天只要20美金。
2.第三者责任险和乘员险都需要保。楼上说的旅游险，如果我没记错的话，其中的意外和医疗是不包含租车事故的，你可以咨询下美亚。
其它随车人员保险我觉得可以选择美亚或者平安的国际旅游险，选择赔付金额高的，价格也不贵，16天价格大概RMB500/人。
其它随车人员保险我觉得可以选择美亚或者平安的国际旅游险，选择赔付金额高的，价格也不贵，16天价格大概RMB500/人。